You are here:
Leaseholders and buying your home
If you are a current tenant and have applied to buy your home under the Right to Buy scheme, you may find that before a bank or building society will give you a mortgage, they ask for a reference from us.
This is to make sure that you have been a good tenant and have paid your rent on time.
We must have a written request for a mortgage reference from your mortgage lender. The request must be signed by you giving us permission to pass the information on to the mortgage lender. We charge a fee for this service.
You or the mortgage lender can send this to Berneslai Homes through Barnsley Connects.
Before we do the reference you have to pay the fee. So remember to put the fee in with the request. Some mortgage lenders will pay the fee on your behalf and ask you for the money back. The fee needs to be paid in cash or by cheque. You need to write your name and address on the back of the check along with the words 'Mortgage reference'. Make the cheque payable to Barnsley MBC.
Once we have received the request, your permission and the fee, we will prepare and send the reference to your mortgage lender.
We check and report the following to your mortgage lender.
-
Rent payment history and arrears
-
Other tenancy related debts. e.g. rechargeable repairs, hut scheme arrears, former tenants arrears.
-
That you are following the terms of your tenancy.
Helplines
Information can be obtained from any Barnsley Connects Office.
Charges/fees
We charge £60 for giving a mortgage reference.
Method of Payment Available
Some mortgage lenders will pay the fee on your behalf and ask you for the money back. The fee needs to be paid in cash or by cheque. You need to write your name and address on the back of the check along with the words 'Mortgage reference'. Make the cheque payable to Barnsley MBC.
How you can help us
Please remember to enclose your payment with your request for a reference. Do not send cash in the post.
Also remember to sign the request to give us permission to pass you details on to your mortgage lender.
Legislation
Data Protection Act